Real estate appraisal services for homeowners in the city of Brooklyn and Kings County

See the top reasons NY homeowners hire Neglia Appraisals :

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge a property tax assessment
To lower their mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Settle an estate in NY by determining the true market value of property in question

Need help determining the value of your home in or near Brooklyn, NY?
Contact Neglia Appraisals .

We at Neglia Appraisals understand the unique needs of a consumer in need of appraisal services. Our typical business clients are used to the appraisal process and the usual reporting formats. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value judgement than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a preferred way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We are seasoned in helping folks just like you delete undesirable PMI insurance.

Challenge Tax Assessment

Lets say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. That means you're most likely paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Neglia Appraisals is your chief weapon when contesting your property tax assessment.

HELOC recently frozen?

Your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. Neglia Appraisals can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for verity, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Neglia Appraisals can go out and check the subject and comps in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.